Building structure - Insurance covers for a building structure includes compensations paid for losses due to fire, storm, tempest, flood, riot, strike, lightning, explosion & implosion, landslides and rockslides, bursting or overflowing of water tanks, apparatus and pipes, earthquake and damages to the structure due to acts of terrorism.

The market value of the home is not under the coverage of the India Home Insurance as the cost of the land and cost of the land are included within the price of the home and land cannot be insured. The insurance price is only for covering the construction cost of the building.

Contents inside the home - This coverage is for the loss or damage of the valuables inside the home like the electronic and electrical goods, furnitures, clothing, jewelry and any other precious contents inside the home. The contents are covered on the market value of the items and in case of a loss the insurance claim is paid on the value of purchasing a similar new item exempting the depreciation value.

Some of the leading Realv insurance companies under India Home Insurance are:

• ICICI India General Insurance Co. Ltd.
• National Insurance Company Ltd
• The New India Assurance Company Limited
• Tata AIG
• United Insurance
• General Insurance Corporation Of India